ON-DEMAND VIRTUAL CASE STUDY

Debt Optimization in Action:
How a CRE Owner/Operator Proactively Managed an Expiring Rate Cap Prior to Maturity for Increased Savings

As a commercial real estate (CRE) owner/operator, facing an expiring rate cap is a pivotal moment that can influence both cashflow and long-term stability. With the right insights and strategic timing, this challenge can also present a powerful opportunity for savings.

This 15-minute case study explores how Defease With Ease | Thirty Capital partnered with a mid-market owner/operator, enabling them to capitalize on forward-rate market trends to secure a cost-effective rate cap and reduce exposure to market uncertainty.

Don't miss this chance to see debt optimization strategies in action and learn how to apply them to your own portfolio!

Key Takeaways: 

✓  Active portfolio monitoring helps uncover risk, optimize debt strategy, and stay ahead of market shifts.

✓  Forward rate curve analysis is a critical tool for determining optimal refinance timing and loan structure.

✓  Moving ahead of official Fed cuts can lock in better terms, as markets typically price in changes early.

✓  Refinancing pre-maturity can boost cashflow, unlock equity, and accelerate promote—even in today’s rate environment.


Don't miss this chance to see debt optimization strategies in action and learn how to apply them to your own portfolio!

Meet the Speakers

RJ Finlay
Senior Debt Analyst

Senior Analyst, Capital Markets. 5+ years in CRE finance, debt structuring, financial modeling, and market research. Expertise: CMBS, interest rate hedging, cash flow modeling, and risk assessment. Focus: supporting deal execution, debt optimization, and market forecasting. Conducts due diligence, scenario analysis, and ensures transactions align with client goals and market conditions. Previously led financial acquisition model origination and market analysis at Lloyd Jones.

Jake Tillman
Senior Debt Analyst

Senior Analyst, Capital Markets. 5+ years in financial modeling, debt structuring, and risk analysis for CRE transactions. Expertise: CMBS, interest rate hedging, cash flow modeling, credit risk assessment, and market analytics. Focus: optimizing capital structures, managing interest rate exposure, and providing data-driven insights for transaction execution. Skilled in scenario analysis and structured finance evaluation using Bloomberg analytics. 

Let's Talk — Zero Pressure, Just Actionable Insights

Whether you're weighing a refinance, reviewing loan terms, or navigating market pressure, our team will provide a live, expert second opinion tailored to your situation. We can review the debt market outlook, assess hedging strategies, model cashflow and debt scenarios, identify ways to optimize your capital stack, or just answer any questions you may have. It’s free, focused, and built to give you clear next steps.